Estimate the real cost, see how your savings grow, find scholarships your student can actually apply for, and leave with a written plan. Free for every family.
A few details let us match scholarships and estimate your real costs. Everything stays in your browser until you choose to email your plan.
Interests and background (pick any that apply - these unlock matches)
Saved. Your matches below are ready.
Pick a path. Defaults are 2025-26 national average budgets from the College Board (tuition, fees, housing, food, books and personal costs) - adjust any number to your student's actual schools.
See what your current savings could grow to by freshman year, the gap that remains, and what it would take monthly to close it. A 529 plan grows tax-free when used for education - most states, including Texas, offer one, and anyone can open one.
A 529 is a state-sponsored account where college savings grow tax-free and withdrawals for qualified education costs (tuition, housing, books, up to $10,000 of student loans) are tax-free too. Texas families can use any state's plan. Money in a parent-owned 529 has a small effect on financial aid. You can change the beneficiary to another family member if plans change.
Real, verified programs - not a sweepstakes mill. Every listing shows when we last checked it.
Everything you save lands here with its deadline. Track your essays, export the deadlines to your calendar, and see how your list stacks up against your cost gap.
No scholarships saved yet. Use the Save button on any scholarship above.
The 2027-28 FAFSA is open now (it launched earlier than ever this fall). File as early as you can - some aid is first come, first served, and many colleges and states set their own priority deadlines. File free at studentaid.gov.
This is a rough planning estimate, not an official calculation. Your official Student Aid Index comes from the FAFSA itself.
When acceptance letters arrive, compare what each college actually costs your family - the sticker price is rarely the real price.
A quick look at what student loans mean after graduation. Rule of thumb: keep total borrowing under your expected first-year salary, and monthly payments under 10% of gross monthly income.
We will email a copy of your complete plan - costs, savings projection, scholarship list and next steps - and send a heads-up to our team so we can help if you want us to. Your results stay on screen either way.
SAT and ACT scores unlock automatic merit scholarships at many colleges. Our live online group courses build them step by step.
Our College Ready counseling program walks your family through lists, essays, applications and financial aid - start to finish.
Not sure where to start? Book a free consultation and we will look at your plan together.
Build skills with our free practice questions, worksheets and study plan generator while you plan the money side.
This planner gives planning estimates, not financial, tax or investment advice. Scholarship details change - always confirm deadlines and eligibility on the program's official site before applying.